IN A MIXING BOWL, SIFT TOGETHER THE FLOUR, BAKING SODA, BAKING POWDER, AND SALT; SET ASIDE. IN ANOTHER MIXING BOWL, COMBINE THE GRATED APPLES, EGG, SUGAR AND OIL, MIX WELL AND POUR THIS MIXTURE TO THE FLOUR MIXTURE. USING A WODDEN SPOON, STIR TO COMBINE. DON’T BE ALARMED IF THE BATTER IS TOO THICK, IT’S SUPPOSE TO BE LIKE THAT. POUR BATTER INTO THE PREPARED LOAF PAN. TOP WITH STREUSEL AND SLICES OF APPLES; BAKE AT 350F DEGREES FOR 50-60 MINUTES, OR UNTIL BREAD IS GOLDEN BROWN AND OR WHEN THE TOOTHPICK INSERTED COMES OUT CLEAN. COOL IN THE PAN FOR ABOUT 10 MINUTES BEFORE INVERTING INTO A RACK TO COOL COMPLETELY.